SIARAYAN LLC
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Terms & Conditions

Effective Date: March 30, 2026

Acceptance of Terms

By accessing and using the website of SIARAYAN LLC ("we," "us," or "our") at siarayan.com, you accept and agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services.

Description of Services

SIARAYAN LLC is a direct business lender headquartered in Middlebury, Connecticut. We provide business funding products including working capital loans, revenue-based financing, equipment financing, business expansion funding, accounts receivable financing, and business lines of credit.

The information provided on this website is for general informational purposes only. It does not constitute financial advice, an offer to lend, or a commitment to provide funding. All funding is subject to our underwriting criteria, due diligence, and approval processes.

Eligibility

Our services are intended for businesses operating in the United States. By using our website and services, you represent that you are at least 18 years of age and have the legal authority to enter into agreements on behalf of your business entity.

Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the website in any way that violates any applicable federal, state, local, or international law or regulation
  • Engage in any conduct that could disable, overburden, damage, or impair the website
  • Use any automated system, including robots, spiders, or scrapers, to access the website
  • Attempt to gain unauthorized access to any portion of the website or any systems connected to it
  • Provide false, inaccurate, or misleading information in any form submission

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of SIARAYAN LLC or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Privacy

Your use of our website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

SMS Terms & Conditions

If you opt in to receive SMS or text messages from SIARAYAN LLC through our website contact form or other opt-in mechanisms, the following terms apply:

By providing your phone number and expressly consenting, you agree to receive recurring marketing and promotional SMS/MMS messages from SIARAYAN LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Costs: Message and data rates may apply. Please consult your mobile carrier for details about your messaging plan.
  • Opt-Out: You may opt out at any time by replying STOP to any text message you receive from us. After you send STOP, we will send a confirmation message and you will no longer receive SMS messages from us.
  • Help: For assistance, reply HELP to any message or contact us at erald@siarayan.com.
  • Consent Not Required: Consent is NOT a condition of purchase. You are not required to opt in to SMS communications to use our services or apply for funding.

Carriers are not liable for delayed or undelivered messages. Message availability may vary depending on your carrier and device.

Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. SIARAYAN LLC disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, SIARAYAN LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or related to your use of or inability to use the website or services.

Indemnification

You agree to indemnify and hold harmless SIARAYAN LLC, its officers, directors, employees, and agents from any claims, damages, obligations, losses, liabilities, costs, or expenses arising from your use of the website, your violation of these Terms, or your violation of any third-party rights.

Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of Connecticut, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in the State of Connecticut.

Modifications to Terms

We reserve the right to modify or replace these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the website after any changes constitutes acceptance of the revised Terms.

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

Contact Us

If you have any questions about these Terms & Conditions, please contact us:

SIARAYAN LLC
199 Park Road Ext
Middlebury, CT 06762
Email: erald@siarayan.com

SIARAYAN LLC

Business Lending
Middlebury, Connecticut

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erald@siarayan.com

© 2026 SIARAYAN LLC. All rights reserved. 199 Park Road Ext, Middlebury, CT 06762