Privacy Policy

Introduction

SIARAYAN LLC ("we," "us," or "our") is committed to protecting the privacy and security of your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website siarayan.com, use our services, or interact with us in any way.

By using our website or services, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access the site or use our services.

Information We Collect

Personal Information

We may collect personally identifiable information that you voluntarily provide when you:

• Fill out our contact form or request a consultation
• Subscribe to communications from us
• Apply for or inquire about our financial products
• Communicate with us via email or other channels

This information may include:

• Name (first and last)
• Email address
• Phone number (if voluntarily provided)
• Business name and information
• Mailing address
• Financial information relevant to lending applications

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing activity, including:

• IP address and geographic location
• Browser type and version
• Operating system
• Pages visited and time spent on those pages
• Referring website addresses
• Device identifiers

How We Use Your Information

We use the information we collect for the following purposes:

• To respond to your inquiries and provide customer support
• To process and evaluate funding applications
• To send you information about our products and services (with your consent)
• To improve our website and services
• To comply with legal and regulatory obligations
• To protect against fraud and unauthorized transactions

Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist in operating our website or conducting our business, subject to confidentiality agreements.
• Legal Requirements: We may disclose information when required by law, regulation, legal process, or governmental request.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
• Protection of Rights: We may disclose information to protect our rights, property, or safety, or that of our users or others.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS & Text Message Communications

If you opt in to receive SMS or text messages from SIARAYAN LLC, the following terms apply:

By providing your phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from SIARAYAN LLC, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).

• Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
• Costs: Message and data rates may apply. Please check with your mobile carrier for details.
• Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. Upon receiving your STOP request, we will send a confirmation message and cease further communications.
• Help: Reply HELP for assistance or contact us at erald@siarayan.com.
• Consent Not Required: Consent is NOT a condition of purchase. You may use our services without opting in to SMS communications.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small data files stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of our website may not function properly without cookies.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including satisfying legal, accounting, or reporting requirements. When your information is no longer needed, we will securely dispose of it.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• The right to access and receive a copy of your personal information
• The right to correct inaccurate or incomplete information
• The right to request deletion of your personal information
• The right to opt out of certain data processing activities

To exercise any of these rights, please contact us at erald@siarayan.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to read their privacy policies.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

SIARAYAN LLC
199 Park Road Ext
Middlebury, CT 06762
Email: erald@siarayan.com